Meet the Team
Real people, honest advice and a whole lot of heart behind every mortgage journey.
At Cariad Mortgage Solutions, you are never just a number. Behind every application, every update and every recommendation is a team that genuinely cares about helping you feel informed, supported and looked after from start to finish.
Beth Thomas
Beth is the founder of Cariad Mortgage Solutions and the heart behind the brand. With over 10 years’ experience in mortgage advice, she is passionate about making the mortgage journey feel clearer, calmer and more human. Beth’s background in psychology and counselling shapes the way she works with clients, taking time to understand the person behind the application, not just the numbers. Whether you are buying your first home, remortgaging, moving home, self-employed, or worried about your credit history, Beth’s aim is to give honest advice, practical guidance and support that feels genuinely personal.
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Rebecca Sylvester
Rebecca is the organised force behind the scenes at Cariad Mortgage Solutions. Beth and Rebecca have known each other for over 20 years, which brings a real sense of trust, loyalty and teamwork into the business. They work incredibly well together, combining Beth’s advice-led approach with Rebecca’s calm, efficient and supportive way of managing the mortgage process. Rebecca helps keep cases moving, supports clients with updates and documents, and plays a key role in making sure every client journey feels smooth, organised and well looked after from start to finish.
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Holly Young
Holly is Cariad’s dedicated protection specialist, helping clients think beyond getting the keys and making sure they can stay in their home if life takes an unexpected turn. She supports clients with advice around life insurance, critical illness cover, income protection and family protection, taking time to understand what matters most to each person and their family. Holly’s approach is warm, clear and reassuring, helping clients feel confident that their mortgage, home and loved ones have the right protection in place.
Get in touch →A team that cares about the whole journey
From your first enquiry through to your mortgage offer and beyond, our team works together to make sure you feel supported at every stage. We believe mortgage advice should feel personal, clear and caring, because at Cariad, home is where the heart is.
Ready to start your mortgage journey?
Whether you are buying, remortgaging or simply want to understand your options, we would love to help.